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Investor Insurance Resources, Guides, and Industry Updates.
Plain-English content for landlords, STR hosts, multifamily owners, and commercial investors. Updated regularly.
What Kind of Insurance Do You Need for House Hacking?
House hacking sits in the gap between homeowner and landlord insurance. Here is what coverage you actually need, why standard policies fall short, and how to keep a claim from getting denied because the rental was undisclosed.
Read post →DSCR Loan Insurance Requirements: What Your Lender Actually Needs
DSCR loans require a landlord policy with specific lender clauses, dwelling at full replacement cost, loss of rents at 12 months, and the named insured matching the LLC on title. Here is the playbook for getting the policy right at closing.
Read post →How Much Does Landlord Insurance Cost in Oregon?
Landlord insurance in Oregon runs $800 to $1,800 per year for a typical single family rental. Here is what drives the price up or down, what wildfire exposure does to the rate, and how to bring the number down at renewal.
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