Real Estate Investor Insurance. Every Asset Class. Western US.
Real Estate Investor Insurance.
Built for Investors, Not Homeowners.
We insure every asset class: rentals, rehabs, short-term rentals, apartments, and commercial property. 10+ carrier markets. Western US specialists.
Coverage for every asset class.
Investor property is not a single product. The right form, the right carrier, and the right limits depend on what you actually own. Pick your asset class to see how we structure coverage for it.
Rentals & Rehabs
1-4 unit residential, vacant, and properties under renovation.
Learn more →Short-Term Rentals
Airbnb, VRBO, and vacation properties with host liability.
Learn more →House Hacking
Owner-occupied rentals: duplex, triplex, ADU, rented rooms.
Learn more →Ground-Up Construction
Builders risk for new builds and major renovations.
Learn more →5+ Unit Multifamily
Apartments, student housing, and hotels.
Learn more →Mobile Home Park
Specialty asset class. We work with the carriers that say yes.
Learn more →Commercial Property
Office, retail, warehouse, industrial, and mixed-use.
Learn more →Self-Storage Facility
Tenant property liability, garage keeper's, business income.
Learn more →Portfolio Landlord
5+ properties on one policy with one renewal date.
Learn more →DSCR Loan Coverage
Lender-compliant policies for investment-property loans.
Learn more →Most agents treat investor property like homeowner insurance.
Your property is a business asset.
Vacancy clauses, loss of rents, ordinance and law, habitational liability. These are not optional. They are the difference between a claim that gets paid and one that does not.
We specialize in investor insurance. We know which carriers write your asset class, what coverage you actually need, and how to structure a policy that works when something goes wrong.
That's the whole job.
We know investor insurance.
Vantage Point Risk Partners is an independent insurance agency specializing in real estate investor coverage. 10+ carrier markets. Every asset class.
Serving AZ, CA, CO, ID, MT, NM, NV, OR, TX, UT, WA & WY.
We work for you. Not the insurance company.
Get covered in 3 steps.
Tell us about your property.
Asset class, location, how it's used. Takes 60 seconds.
We shop 10+ carrier markets.
We find the right policy for your specific asset, not a generic landlord form.
You get covered.
We handle the paperwork. You get back to investing.
Our carrier markets
We shop across 10+ carrier markets specifically for real estate investor business.
Common questions.
Quick answers to what investors ask us most.
Homeowner policies assume you live in the property. The moment you rent it out, the policy can deny claims for material misrepresentation. An investor form (DP-3 for 1-4 units, commercial package for 5+) is built for the way you actually use the property. See the full comparison.
Every property type. Every investor stage.
Get a quote in 60 seconds. We'll have options back to you fast.